About Housing Benefit
- Who can claim?
- Universal Credit
- How long is housing benefit paid for?
- How will my housing benefit be paid?
- How will you get an overpayment back?
- Will you keep the information I give you confidential?
- What happens if I need to move before my old tenancy has ended?
- What is a non-dependant?
- Can my claim be backdated?
- I disagree with a decision, how can I appeal?
- Benefit fraud
Housing benefit is available to people on a low income who rent their property from us, a housing association or private landlord.
There are some people who are not eligible to claim housing benefit. These include:
- People who are charged rent by a close relative and they live in the same house
- Asylum seekers - although they can seek other assistance from the National Asylum Support Service (NASS)
- Students (in some cases)
- People who have recently arrived in the UK from an EU country, who are unemployed
- People receiving Universal Credit (in most cases)
Universal Credit will replace six existing benefits. These are:
- Income based Jobseekers Allowance
- Income Related Employment and Support Allowance
- Income Support
- Housing Benefit
- Child Tax Credit
- Working Tax Credit
Most people getting Universal Credit won’t be entitled to Housing Benefit. Instead, their Universal Credit payment will include an amount for housing costs.
At the moment, only some people will be able to get Universal Credit (see below). Everyone else will continue to get Housing Benefit, if they are entitled. Everyone currently getting Housing Benefit will continue to do so, unless they have a change in their circumstances and they qualify for Universal Credit.
Even if you get Universal Credit, you will still need to claim Council Tax Support from the Council, if you pay Council Tax.
People who meet all of the 'gateway' conditions below can make new claims for Universal Credit. To qualify for Universal Credit you must:
- be single
- not be responsible for a child or for a young person under 20 who is in non-advanced education or training
- be aged between 18 years and the qualifying age for state Pension Credit
- live at your usual address, in an area where Universal Credit is available
- not be homeless, in supported or temporary accommodation, nor a homeowner
- be a British citizen with a National Insurance number
- be fit for work
- not have applied for a fitness for work note
- consider yourself fit for work
- not be pregnant nor have given birth within the last 15 weeks
- not be receiving Jobseekers Allowance, Employment and Support Allowance, Income Support, Incapacity Benefit, Severe Disablement Allowance, Disability Living Allowance or Personal Independence Payment
- not be awaiting a decision on a claim for Jobseekers Allowance, Employment and Support Allowance, Income Support, Housing Benefit, Child Tax Credit or Working Tax Credit
- not be appealing against a decision of non-entitlement to Jobseekers Allowance, Employment and Support Allowance or Income Support
- not be awaiting the outcome of an application to revise a decision of non-entitlement to Jobseekers Allowance, Employment and Support Allowance, Income Support or Housing Benefit
- not have any caring responsibilities (such as for a disabled person)
- not be self-employed, a company director or part of a limited liability partnership
- not be in education or on a training course of any kind
- not have a person acting on your behalf over your claim
- have at least one suitable account that the Department for Work and Pensions can pay the money into (including any form of credit union account)
- not live in the same household as a member of the regular or reserve forces who is away on duty
- have lived in the UK for the last two years, and not have been abroad for more than four weeks continuously during that time
- not be required to pay child maintenance via the Child Support Agency
- not have savings in excess of £6,000
- not be an approved foster parent (even if you currently have no foster children)
- not be expecting to adopt a child in the next two months
- not expect to receive take home pay of more than £338 in the next month
- not expect to receive any earnings from self-employment in the next month
To enquire about Universal Credit, please contact the Department for Work and Pensions.
The length of time your claim will be paid depends on your circumstances. Once an award is made, there is no fixed time limit to the award. The amount of the award may go up or down if there is a change of circumstances. Otherwise benefit simply continues until you stop being entitled or fail to respond to a request for information or evidence and the award is ended.
If you are a council tenant your housing benefit will be sent directly to your rent account on a weekly basis.
If you are a private tenant we will generally pay Housing Benefit directly to you, however we may make payments to your landlord.
Housing benefit is paid every four weeks in arrears, and will be transferred into a bank or building society account.
An overpayment of benefit means you have been paid benefits that you are not entitled to. If you have been overpaid we will write to you explaining what caused the overpayment and how much has been overpaid.
If your overpayment is found to have been your fault (for example your income increased and you didn't tell us) then we will need to recover any benefit paid to you that you are not entitled to. Our standard rate of recovery is £11.10 a week.
We will recover the overpayment by reducing your housing benefit, or invoicing you if you are no longer receiving benefit. If you feel that the amount we are reducing your benefit by is causing you financial problems please contact us. You may be asked to fill in a form giving details of your income and expenditure.
Our overpayments policy [pdf document] explains how we recover overpayments of Housing Benefit.
If you disagree with the overpayment you can appeal in writing. This must be done within one calendar month of the date on the letter.
We will use the information you give us on your claim form, and in any proof you send us, to work out your claim for housing benefit.
We may pass the information to other agencies or organisations such as the Department for Work and Pensions and the Inland Revenue, as allowed by the law. We may check the information you have given, or information given about you by someone else, against other information we already have. We may also ask other agencies, organisations, local authorities or government departments to give us information they have about you.
We will not give information about you to anyone else, or use the information about you for other purposes. If you want us to talk to someone other than yourself about your claim then you will need to write to us giving your permission.
If you are moving from one rented property to another, you might be able to get housing benefit on both of them for up to four weeks. This would help you pay for any notice period required on the old property. To qualify for payments on two homes, you need to have moved into your new property, ideally at the start of the new tenancy and to tell us:
- why you had to move to your new address before your old tenancy ended
- why the overlapping charge for rent on both properties could not have been avoided
Non-dependants are people who live with you who are over 18.
This includes adult children, and other relatives or friends who live in your home, but not your landlord or joint tenants.
Non-dependant deductions reduce the amount of benefit you receive, depending on the circumstances of the non-dependant. The deductions are set down in law and have to be applied whether or not the adult concerned actually contributes to your household.
When you make a claim for benefit you need to give us proof of the income your non-dependant receives. If your non-dependant is unemployed and receives state benefits and we have their written authorisation, we can check this information ourselves with the Department for Work and Pensions.
|Circumstances of the non-dependant||Weekly amount from April 2016|
|Aged under 25 and on income support or income based jobseekers allowance or income related employment and support allowance which does not include an amount for the support component or work related activity component||£0|
|Aged 25 or over and on income support or income based jobseekers allowance, or aged 18 or over and not in remunerative work||£14.65|
|In receipt of main phase income related employment and support allowance||£14.65|
|In receipt of pension credit||£0|
|Aged 18 or over and in remunerative work:|
gross weekly income less than £133
gross weekly income not less than £133.00 but less than £195.00
gross income not less than £195.00 but less than £253.00
gross income not less than £253.00 but less than £338.00
gross income not less than £338.00 but less than £420.00
gross income not less than £420.00
Housing benefit is usually paid from the Monday after we receive your claim.
In certain circumstances we can backdate your claim for one month before this date; however for us to do this you must be able to show good reasons for not claiming earlier throughout the whole of the period. For example:
- you were too ill before you claimed
- you were wrongly told by an advice agency that you were not entitled to benefit
- you could not manage your own affairs
If you have reached the qualifying age for state pension credit, you can have your claim backdated for up to three months without having to show good reasons for claiming late.
If you are unhappy with any decisions we have made about your claim, you can ask us to look at these again, or you can make an appeal to Her Majesty's courts and tribunal service.
If you want us to look at our decision again, or if you want to appeal, you must write to us within one month of the date you received our decision, clearly stating why you disagree with our decision.
Once your claim has been looked at again, we will write to you and tell you if we can change our decision.
Housing Benefit fraud is investigated by the Department for Work and Pensions.
You can report suspected Housing Benefit fraud in two ways:
Contact the National Benefit Fraud Hotline on 0800 854 440. Your call is free and confidential you do not have to give your name and address. Lines are open Monday to Friday 8.00am to 6.00pm.
If you have speech or hearing problems you can use a text phone service on 0800 328 0512 or Welsh speakers can call on 0800 678 3722.